Best POS Systems for Furniture Stores

A furniture store's register has to take a deposit on a $2,400 sectional that's coming from the vendor in six weeks, quote a dining set in three finishes, sell floor-stock lamps by scanning a label, and route a white-glove delivery. At $500+ average tickets, the processing rate and the financing option quietly decide your margin. Generic retail POS handles the scan-and-pay part well; the quote-deposit-deliver part is where the four systems we cover diverge.

We evaluated Shopify POS, Square, Lightspeed Retail and Clover against furniture-store workflows, using vendor-verified facts — Shopify and Square pricing pages read 2026-09-24; Lightspeed and Clover official pages last read 2026-09-17 — plus our published methodology. The honest finding up front: none of the four natively schedules deliveries, and financing always costs someone real money.

Why Furniture Stores Are Different

Score each of these against your own showroom before choosing:

• High tickets, so financing matters. A $2,000 average ticket makes consumer financing a sales tool and a cost line. Square offers Afterpay — the customer pays over time, you get the full payment up front, and you pay 6% + 30¢ instead of the standard rate (official pricing page, checked 2026-09-24). Shopify US merchants can offer Shop Pay Installments; terms and merchant cost vary by arrangement — verify with Shopify before you build it into your margin. Clover financing runs through Fiserv/reseller partners — get the exact merchant cost in writing.
• Quotes, deposits and pay-later orders. Furniture is quoted before it's sold. Lightspeed documents native quotes on top of special orders; Square covers deposits through invoicing with estimates (Free plan); Shopify POS and Clover depend on apps or manual workarounds.
• Special orders with long lead times. Ordered-in sofas, custom finishes, drop-shipped cases. Lightspeed natively tracks unfulfilled sales on a dedicated Special orders page, with layby for deposit-and-hold (official X-Series docs, 2026-09-17). Square handles it manually with invoices and notes; the others use apps.
• Variants: fabric, color, size, orientation. One sofa frame times five fabrics times three finishes is a variant matrix, not separate items. Lightspeed and Shopify both handle deep variant structures; Square's variations work for smaller matrices; Clover's Starter bundle excludes inventory management entirely — a furniture store needs Retail Growth.
• Purchase orders and receiving. Vendor POs, receiving against them, and warehouse transfer are daily life. Lightspeed includes POs on every plan (plus NuORDER catalog and PO Sync); Square gates purchase orders to Plus ($49/mo); Shopify gates them behind POS Pro ($89/mo per location); Clover has no native POs.
• Delivery and white-glove service. Honest finding — none of the four schedules deliveries, routes trucks or tracks assembly crews natively. That's apps, third-party logistics, or a vertical platform.

Quick Picks for Furniture Stores

Lightspeed Retail — Best Overall for Furniture Showrooms

3.6/5 Special orders & quotes native

Established furniture showrooms live on the exact workflows Lightspeed documents natively: quotes for the dining set the customer is still deciding on, special orders tracked on a dedicated page until the vendor ships, layby for deposit-and-hold, and purchase orders with receiving on every plan — plus NuORDER's 5M+ product catalog and PO Sync (official pricing page and X-Series docs, read 2026-09-17). Its reporting splits inventory and vendor performance the way furniture buyers actually think. The price is the highest software bill of the four.

• Price: officially $89 (Basic) / $149 (Core) / $289 (Plus) per month on annual billing ($109/$179/$339 month-to-month), $59/mo per extra register — official pricing page read 2026-09-17 (page blocked to automated checks on 2026-09-24; no change reported since).
• Card-present rate: 2.6% + 10¢ on all plans — at furniture tickets the percentage dominates, so Clover's published 2.3% + 10¢ is the cheaper read.
• Still not native: delivery scheduling — budget an app or 3PL either way.

Choose Lightspeed if: special orders, vendor POs and quote-driven selling are the backbone of your business and you can absorb $89–$289/mo of software. Read the full review or visit Lightspeed →

Square — Best for New and Small Showrooms

3.8/5 $0 start + Afterpay financing

If you're opening your first showroom or running a single location, Square gets you live for $0 and covers more furniture-specific ground than you'd expect. Its official pricing page (checked 2026-09-24) includes invoicing with estimates and contracts on the Free plan — enough to quote a custom order, take a deposit, and bill the balance on delivery — plus Afterpay at 6% + 30¢ with the full payment up front to you. Plus ($49/mo per location) adds inventory tracking, purchase orders, barcode labels and stock counts; Premium ($149/mo) adds transfer orders and advanced reporting with a 2.4% + 15¢ rate. Rates are 2.6/2.5/2.4% + 15¢ in person by tier, with a 30-day free trial on paid plans.

Where a furniture store outgrows it:

• Special orders are manual: no dedicated special-orders page — deposit-and-balance runs through invoices and notes.
• The 15¢ fixed fee: at $500+ tickets it's noise; it matters on accessory lines.
• Financing is expensive to accept: Afterpay's 6% + 30¢ on a $2,000 sale is ~$130 — decide who eats it.

Choose Square if: you're small, quote-and-deposit is the main flow, and you'd rather spend on inventory than software. Read the full review or visit Square →

Shopify POS — Online-Led Furniture Retail Only

4.0/5 Best ecom — apps for the rest

Shopify POS is our top-ranked system overall, and for furniture it wins in exactly one scenario: the store whose real channel is a webstore. One catalog across online and showroom, in-store pickup, returns anywhere, and US shoppers can split payments with Shop Pay Installments (verify merchant terms and fees with Shopify before pricing it into margins).

• No native quotes, layaway or special-order pipeline: the quote-deposit-deliver workflow is third-party apps.
• Retail tools gated: purchase orders, stock counts and staff roles sit behind POS Pro at $89/mo per location, on top of a plan starting at $20/mo annual (POS Lite included) — verified on Shopify's official pricing page 2026-09-24.
• Processing: in-person roughly 2.4–2.7% by plan; online from 2.9% + 30¢ (Basic).

Choose Shopify POS only if: your webstore sells as much furniture as your floor. Otherwise, Lightspeed (workflow-first) or Square (budget-first) fit better. Read the full review or visit Shopify POS →

Clover — Best Published Rate, Costliest Terms

3.0/5 2.3% + 10¢ · 36-month contract

At furniture tickets, Clover's headline feature is real money: the Retail Growth tier publishes a 2.3% + 10¢ in-person rate — the best of the four — and Station Duo is the fastest-feeling register of the group. Retail Growth bundles item and category management, detailed reports, itemized returns, shift management, loyalty, promotions and gift cards (official retail pricing page, read 2026-09-17; unchanged from the 2026-09-05 check).

But the furniture-specific gaps are the same as ever:

• No native quotes, special orders or layaway — the quote-deposit-deliver workflow runs through App Market add-ons at stacking monthly costs.
• The usable tier isn't cheap: the $16/mo × 36 (or $349) Starter bundle excludes inventory management; a furniture store needs Retail Growth at $84.95/mo, plus $1,899 for Station Duo (or $180/mo × 36 all-in).
• Contract structure: 36-month commitments online; reseller quotes vary — get merchant financing terms in writing.

Choose Clover if: you'll keep your order book outside the POS anyway and the 2.3% rate wins your math at high volume. Otherwise it's the weakest fit of the four for this vertical. Read the full review or visit Clover →

Must-Have Features Checklist for Furniture Stores

Use this table when comparing quotes — gating notes reflect each vendor's official pages as checked 2026-09-24 (Lightspeed/Clover official pages last read 2026-09-17):

What Furniture Stores Actually Pay

Take a showroom doing $60,000/month across ~120 card transactions (a $500 average ticket). Monthly processing-plus-software math, at list rates:

*Clover's figure is before hardware ($1,899 Station Duo one-time, or $180/mo × 36 all-in) and assumes the official online Retail Growth rate — reseller quotes may differ. Shopify's approximate in-person rate (~2.4–2.7% by plan, checked on Shopify's POS pricing page) wins on paper only if your workflows live in apps anyway. The 2.3% vs 2.6% spread is worth ~$230/month at this volume — Clover's rate advantage is real at furniture tickets, but weigh it against the contract and the app stack. Full worked examples for other volumes live in Best Retail POS Systems.

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